Licensed Mortgage Agent Level 1 helping families and individuals secure the right mortgage solutions with personalized service, competitive rates, and local market expertise.
FSRA Licensed Mortgage Agent Level 1
Serving Sarnia & Lambton County
Personalized Service Guarantee
Access to Multiple Lenders
Your Local Mortgage Expert Committed to Your Success
Devon Vosbourgh is a level 1 mortgage agent, community advocate, and proud parent who understands the real-life balance of raising a family while working toward meaningful goals. She coaches youth soccer at GallaDev's Soccer Academy, is a member of the Sarnia Chamber of Commerce, highlights local businesses in Sarnia, and supports families through every stage of homeownership.
Devon’s approach is calm, patient, and clear - offering guidance that feels more like a conversation than a transaction. She believes in building strong relationships, staying grounded, and bringing just the right amount of humour to make the process feel manageable. With a deep commitment to connection and clarity, Devon helps make the mortgage journey simpler, more confident, and truly aligned with her clients' goals.
Key Qualifications
Licensed Mortgage Agent Level 1 with FSRA
Specialized training in mortgage products and financial principles
Commitment to ongoing professional development and industry best practices
Strong relationships with multiple lenders and financial institutions
From first-time buyers to seasoned homeowners, Devon provides expert mortgage solutions for
every stage of your homeownership journey.
First-Time Home Buyer Mortgages
Taking your first step into homeownership can feel overwhelming, but it doesn't have to be. Devon specializes in guiding first-time buyers through every aspect of the mortgage process, from understanding down payment requirements and down payment assistance grants to securing pre-approvals and finding the perfect mortgage product.
Education on the complete home buying process
Pre-approval to strengthen your offers
Guidance on down payment options and requirements
Mortgage Renewal Services
When your mortgage term is approaching its end, you have an opportunity to reassess your mortgage strategy and potentially save thousands of dollars. Devon helps homeowners navigate the renewal process by reviewing your current mortgage terms, analyzing market conditions, and exploring options with your existing lender as well as alternative lenders.
Comprehensive review of current mortgage terms
Market analysis to identify better rates and options
Negotiation with existing and alternative lenders
Opportunity to restructure mortgage terms
Refinancing Solutions
Refinancing your mortgage can be a powerful financial strategy to access your home's equity, consolidate high-interest debt, fund home improvements, or take advantage of lower interest rates. Devon helps homeowners evaluate whether refinancing makes sense for their situation.
Access to home equity for various financial needs
Debt consolidation at lower interest rates
Opportunity to secure better mortgage terms
Professional analysis of costs versus benefits
Investment Property Financing
Building wealth through real estate investment requires the right financing strategy. Devon assists investors in securing mortgages for rental properties, vacation homes, and other investment real estate within her licensing scope.
Specialized knowledge of investment property financing
Access to lenders who work with real estate investors
Cash flow analysis and investment property evaluation
Strategic financing to support wealth-building goals
Experience the difference that personalized service, local expertise, and professional
dedication can make in your mortgage journey.
Personalized Service Approach
Every client's financial situation and homeownership goals are unique, which is why Devon takes a personalized approach to every mortgage transaction.
Access to Multiple Lenders
As a licensed Mortgage Agent Level 1, Devon works with a network of financial institutions and approved lenders under the National Housing Act.
Transparent Communication
Devon believes that clear, honest communication is the foundation of successful client relationships. She explains complex mortgage concepts in plain language.
Streamlined Process
Devon's systematic approach and attention to detail help streamline your experience from initial consultation through to closing.
Ongoing Support
Devon's commitment to her clients extends beyond the closing date. She remains available to answer questions and assist with future mortgage needs.
Devon guides you through each stage of the mortgage process with transparency,
expertise, and personalized attention.
1
Discovery & Assessment
Your mortgage journey begins with a comprehensive consultation where Devon takes the time to understand your financial situation, homeownership goals, and personal preferences.
2
Mortgage Pre-Approval
With a clear understanding of your financial profile, Devon works to secure a mortgage pre-approval that gives you confidence and credibility when making offers on properties.
3
Market Guidance & Property Evaluation
While you search for your ideal property, Devon remains available to provide guidance on mortgage-related aspects of potential purchases.
4
Application Submission & Management
Once you've found your ideal property and have an accepted offer, Devon manages the formal mortgage application process.
5
Completion & Closing Support
As your mortgage approaches final approval, Devon coordinates with all parties involved in the transaction to ensure a smooth closing process.
Empower your mortgage decisions with these interactive calculators and educational resources
designed to help you understand your options.
Monthly Payment Calculator
Calculate your estimated monthly mortgage payments based on purchase price, down payment, interest rate, and amortization period.
Land Transfer Tax Calculator
Calculate the land transfer tax you'll pay when purchasing property in Ontario, including both provincial and municipal taxes.
*Disclaimer: Please note that these figures are estimates only. For a comprehensive breakdown of costs and fees tailored to your specific situation, it is recommended to discuss the details directly with Devon.
Discover why families and individuals throughout Sarnia and Lambton County trust
Devon Vosbourgh for their mortgage needs.
"We had a great experience with Devon . She guided my fiancé and I very well during the whole process of my approval and explained everything in such great detail! We definitely would recommend her and we will be reaching out to her again when we need to refinance our home in 5 years! Thanks again Devon for everything!!"
Taija McGovern
Google Review
"I have a great experience with Devon . She guides me very well during the whole process of my approval which makes the whole process smooth and fast . I definitely recommend her to someone who is new in the market as well as to someone who wants to have good financial advisor. Thanks again Devon for your services"
Rup Kaur
Google Review
"We had an incredible experience working with Devon Vosbourgh. From start to finish, the service was exceptional. She made the entire process seamless and stress-free, clearly explaining every step and always keeping us informed. What really stood out was how much she truly cared about our financial goals. She took the time to understand our unique situation and worked tirelessly to find the best options for us. Thanks to her expertise and dedication, we are now on a much better financial track. I can't recommend her enough for anyone looking to make a smart move in the mortgage world."
Katharine KC Dixon
Google Review
"Devon was incredibly helpful throughout our mortgage broker experience. We will definitely be using her in the future!"
Corey Crewe
Google Review
"She’s awesome and great on her work! reliable, approachable and easy to communicate. 100% recommended."
Jan Andrew Cruz
Google Review
Buying your first home or considering refinancing? Let’s find a mortgage solution that truly fits your life and long-term goals. Reach out to Devon today for a free consultation—it could be the smartest move you make this year.
Licensing: Mortgage brokerage services are provided through Real Approved Inc., licensed with the Financial Services Regulatory Authority of Ontario (FSRA), license number 13386. Devon Vosbourgh is a licensed mortgage agent (Level 1) operating under this brokerage.
Disclaimer: The information provided on this website is for general informational purposes only and is not intended as financial or mortgage advice. All mortgage applications are subject to approval based on lender requirements. Interest rates and terms are subject to change without notice.
Copyright 2025. Devon Vosbourgh. All Rights Reserved.